Americans who make under 400%/year of the Federal Poverty Level (FPL) are in for a
surprise!
Premium Tax Credits are still available thanks to the Inflation
Reduction Act signed in
August 2022.
Based on your income, you and you family could be eligible for no cost or heavily
subsidized health coverage.
8 out of 10 Americans qualify for a plan under $10/month that covers
all Affordable
Care Act essential health needs:
- Outpatient care services
- Emergency services
- Hospitalization (like surgery and
overnight stays)
- Pregnancy, maternity, and newborn care
(both
before and after birth)
- Mental health and substance use disorder
services,
including behavioral health treatment (this includes counseling and
psychotherapy)
- Prescription drugs
- Laboratory services
- Preventive and wellness services and chronic
disease management
- Rehabilitative and habilitative services and
devices
(services and devices to help people with injuries, disabilities, or
chronic conditions gain or recover mental and physical skills)
- Pediatric services, including oral and vision
care (but
adult dental and vision coverage aren’t essential health benefits)